Avoid False Job Postings on JOB MONSTER, or LInkedIn: Bain & Company, is one of them; Share on Tumblr
AVOID BEING DEFRAUDED On E-mail:
TEST CASE: It happened to: Bain & Company If you are looking for a job online, and find a job posting asking you to contact; adriana davis; E-mails: ic5@baincomp.org, or adriana.davis@yandex.com watch out: It is a BOGUS JOB POSTING. A group of 3 people will defraud you of money, they are asking you to wire money to the Russian Federation via MoneyGram & WesternUnion. This is the address they are using plus will send you a contract from BAIN & CO, which is only a "front", so they can get your bank acct, information, and your ID:
Business consulting company.
Complaint form:
Dear rep—cheryl.k
I have been contacted by Adriana Davis via e-mail, who sent me a contract,with Bob Bechek's signature on it, and the Bain & Co's logo.
She/he sent me 3 tasks to complete, and defrauded my Bank of America account, via electronic fraud (involving also JP MORGAN CHASE. deposits/reversals from my account) via something strange called "quickpay". The way they do it, it is the timing of it that leads to a bad check written by these people (see the names, real names below), makes its way through CITIBANK, then Chase, then BofA, and by the time it gets into my account, it is being reversed fast. i got my bank Statement to prove it. It has been going on since May 12th to June 26th , when I realized it was a scheme, and closed down the account. The emails were coming from: <ic5@baincomp.org>, and adriana.davis@yandex.com
All these people are on LinkedIn. One of them, Cesare (who is a Principal) is also involved in shady deposits/reversals.,
Also TREVOR GALEAZZI, (JP MPRGAN ID 022502237 who made the deposit, and the reversal by using QUICKPAY =red flag) & JONATHAN UNRUH (bank ID CO ID 9200502237) made a deposit of $917, and and then TREVOR GALEAZZI reversed it retroactivelly, which is illegal. See also JOE ANDERSON participated in this scam. Is he working for you (Bain & Co).
She/he sent me 3 tasks to complete, and defrauded my Bank of America account, via electronic fraud (involving also JP MORGAN CHASE. deposits/reversals from my account) via something strange called "quickpay". The way they do it, it is the timing of it that leads to a bad check written by these people (see the names, real names below), makes its way through CITIBANK, then Chase, then BofA, and by the time it gets into my account, it is being reversed fast. i got my bank Statement to prove it. It has been going on since May 12th to June 26th , when I realized it was a scheme, and closed down the account. The emails were coming from: <ic5@baincomp.org>, and adriana.davis@yandex.com
All these people are on LinkedIn. One of them, Cesare (who is a Principal) is also involved in shady deposits/reversals.,
Also TREVOR GALEAZZI, (JP MPRGAN ID 022502237 who made the deposit, and the reversal by using QUICKPAY =red flag) & JONATHAN UNRUH (bank ID CO ID 9200502237) made a deposit of $917, and and then TREVOR GALEAZZI reversed it retroactivelly, which is illegal. See also JOE ANDERSON participated in this scam. Is he working for you (Bain & Co).
Did you know about this dubious activity they perpetrate with their accounts with JPMORGAN Chase bank?
Does Bob Bechek' know about this fraudulent activities?
Awaiting your reply,
TO: Bain & Company June 26, 2014
BOGUS BUSINESS SCHEME: Bain & Co
How does the Rule
protect people thinking about buying a biz opp? First, it requires sellers covered bythe Rule to give you a one-page disclosure document outlining important facts
about the opportunity. Second,
if sellers make any claims about how much money you might make, they have to
give you a separate paper with more specifics. Third, the Rule makes clear that
certain practices are against the law.
The Disclosure Document
Under the Rule, sellers have to give you a one-page disclosure document that offers five key pieces of information. Use the information in the disclosure document to fact-check what
the seller tells you about the opportunity and what you find out from your own research.
the seller tells you about the opportunity and what you find out from your own research.
The document has to:
· identify the seller; ( I got a contract via e-mail) from "ADriana DAVIS"
·
tell you about certain lawsuits or other legal actions involving the seller or its key personnel;
tell you about certain lawsuits or other legal actions involving the seller or its key personnel;
·
tell you if the seller has a cancellation or refund
policy. If so, what are the terms of that policy?
tell you if the seller has a cancellation or refund
policy. If so, what are the terms of that policy?
·
say whether the seller is making an earnings claim. If so, the seller has to give you another document called an earnings claim statement; and give you a list of references.
say whether the seller is making an earnings claim. If so, the seller has to give you another document called an earnings claim statement; and give you a list of references.
The Rule says that a seller has to give you the disclosure document at least seven days before you sign a contract or pay them anything. Use that time to check out the
information in the disclosure document, including contacting references. Be
aware that some questionable biz opp promoters have been known to
name "insiders" who give glowing – but bogus – recommendations. Don't
just talk to the few people they suggest. Choose whom to contact. What if what
the seller is telling you is different from what's on the disclosure document or what you hear from another buyer? Step on the brake. An inconsistency could be a tell-tale sign of a biz opp rip-off.
information in the disclosure document, including contacting references. Be
aware that some questionable biz opp promoters have been known to
name "insiders" who give glowing – but bogus – recommendations. Don't
just talk to the few people they suggest. Choose whom to contact. What if what
the seller is telling you is different from what's on the disclosure document or what you hear from another buyer? Step on the brake. An inconsistency could be a tell-tale sign of a biz opp rip-off.
In addition, the disclosure document has to be in the language the seller used to offer you
the biz opp. If you discussed the deal in a language other than English, the document has to be in that language. Also, the seller has to make it clear that if you buy a business opportunity from them, your contact information will be given to prospective buyers in the future.
the biz opp. If you discussed the deal in a language other than English, the document has to be in that language. Also, the seller has to make it clear that if you buy a business opportunity from them, your contact information will be given to prospective buyers in the future.
The Earnings Claim Statement
What if the seller makes a claim about how much money a person can earn? Under the Rule, they have to give you a separate document that says in big type across the top: EARNINGS
CLAIM STATEMENT REQUIRED BY LAW.
CLAIM STATEMENT REQUIRED BY LAW.
This document has to
include:
include:
· the name of the person making the claim and the date;
·
the specifics of the claim;
the specifics of the claim;
·
the start and end date those earnings were achieved;
the start and end date those earnings were achieved;
·
the number and percentage of people who got those results or
better;
the number and percentage of people who got those results or
better;
·
any information about those people that may differ from you – for
example, the part of the country where they live; and
any information about those people that may differ from you – for
example, the part of the country where they live; and
·
a statement that you can get written proof of the seller's earning
claims if you ask for it.
a statement that you can get written proof of the seller's earning
claims if you ask for it.
Since the Rule gives you the right to see written proof for the seller's earnings claims, savvy buyers exercise that right and study those materials carefully. Compare that
information to what the seller has told you about how much money people make.
If the dollar amounts don't line up, your best bet is to walk away. Like the
disclosure document, the earnings claim statement has to be in the same
language that the seller used to communicate with you.
information to what the seller has told you about how much money people make.
If the dollar amounts don't line up, your best bet is to walk away. Like the
disclosure document, the earnings claim statement has to be in the same
language that the seller used to communicate with you.
Misleading Claims
The revised Business
Opportunity Rule spells out that certain practices are against the law. For
example:
Opportunity Rule spells out that certain practices are against the law. For
example:
·
It's illegal for biz opp sellers to say anything that contradicts what's in their disclosure document and earnings statement.
It's illegal for biz opp sellers to say anything that contradicts what's in their disclosure document and earnings statement.
·
Under the Rule, sellers can't claim they're offering you a job when they're really promoting a business opportunity.
Under the Rule, sellers can't claim they're offering you a job when they're really promoting a business opportunity.
·
The Rule makes it illegal for sellers to misrepresent the nature
of the investment – for example, to claim they'll help you line up locations,
outlets, accounts, or customers or that you'll have an exclusive territory if
it's not true.
The Rule makes it illegal for sellers to misrepresent the nature
of the investment – for example, to claim they'll help you line up locations,
outlets, accounts, or customers or that you'll have an exclusive territory if
it's not true.
The revised Rule puts new protections in place for
prospective buyers. But for added protection, take the time to find out what
the Rule requires of sellers.
Did they give you the disclosure document with the five key pieces of
information? If they made earnings claims, did they give you a separate
statement with the specifics? If you spot a seller who isn't complying with the
law, it's a red flag: You could be in the cross hairs of a biz
opp scammer.
prospective buyers. But for added protection, take the time to find out what
the Rule requires of sellers.
Did they give you the disclosure document with the five key pieces of
information? If they made earnings claims, did they give you a separate
statement with the specifics? If you spot a seller who isn't complying with the
law, it's a red flag: You could be in the cross hairs of a biz
opp scammer.
·
What else can you do to add an extra layer of protection? Before
you buy a business opportunity:
What else can you do to add an extra layer of protection? Before
you buy a business opportunity:
·
Study the disclosure document, the earnings claim statement, and
the proposed contract.
Study the disclosure document, the earnings claim statement, and
the proposed contract.
·
Insist on seeing proof in writing for earnings claims, including
statements like "Earn up to $10,000 a month!" Phrases like "up
to" aren't a way out for the seller. It's an earning claim and it's your
right to demand proof.
Insist on seeing proof in writing for earnings claims, including
statements like "Earn up to $10,000 a month!" Phrases like "up
to" aren't a way out for the seller. It's an earning claim and it's your
right to demand proof.
·
Interview current owners of the seller's business opportunity. Ask
the tough questions – like if the information in the disclosure document
matches their experience with the company.
Interview current owners of the seller's business opportunity. Ask
the tough questions – like if the information in the disclosure document
matches their experience with the company.
·
Listen to sales presentations with a critical ear. They are – of
course – trying to sell you something.
Listen to sales presentations with a critical ear. They are – of
course – trying to sell you something.
·
If a seller doesn't give you the information you know they have to
provide, walk away.
If a seller doesn't give you the information you know they have to
provide, walk away.
·
Consider getting professional advice. Ask a lawyer, accountant, or
business advisor to read the paperwork before you sign.
Consider getting professional advice. Ask a lawyer, accountant, or
business advisor to read the paperwork before you sign.
·
Check out the seller with your local consumer protection agency,
state Attorney General's Office, and the Better Business Bureau. Do a few
internet searches by entering the company's name and "complaint" or "scam."
You could get an eyeful. But be wary: No complaints doesn't necessarily mean
the company is legitimate. And scammers have been known to post phony
testimonials online.
Check out the seller with your local consumer protection agency,
state Attorney General's Office, and the Better Business Bureau. Do a few
internet searches by entering the company's name and "complaint" or "scam."
You could get an eyeful. But be wary: No complaints doesn't necessarily mean
the company is legitimate. And scammers have been known to post phony
testimonials online.
Report Possible Fraud
If you suspect
a biz opp seller is fraudulent, report it to:
a biz opp seller is fraudulent, report it to:
· The state attorney general's office both where you live and where the
business opportunity promoter is based.
business opportunity promoter is based.
·
Your county or state consumer protection agency.
Check the blue pages of the phone book under county and state government.
Your county or state consumer protection agency.
Check the blue pages of the phone book under county and state government.
·
The Better Business Bureau in your area and the area where the
seller is based.
The Better Business Bureau in your area and the area where the
seller is based.
·
The FTC. File a
complaint online or
call toll-free 1-877-FTC-HELP (1-877-382-4357).
The FTC. File a
complaint online or
call toll-free 1-877-FTC-HELP (1-877-382-4357).
This article was previously available as Looking to Earn Extra Income? Rule Helps You Avoid
Bogus Business Opportunity Offers.
Bogus Business Opportunity Offers.
Tagged with: business, business
opportunity, jobs, scam, work, bogus job posting, Bain & Company, Adriana Davis, Email scams, Electronic fraud, Bank of America, FTC Disclosure Documents, Bob Bechek, TREVOR GALEAZZI, Jonathan Unruh, Joe Anderson, 131 Darthmouth Street, Boston, Massachussetts, 02116, Part Time jobs, Full time job at home
opportunity, jobs, scam, work, bogus job posting, Bain & Company, Adriana Davis, Email scams, Electronic fraud, Bank of America, FTC Disclosure Documents, Bob Bechek, TREVOR GALEAZZI, Jonathan Unruh, Joe Anderson, 131 Darthmouth Street, Boston, Massachussetts, 02116, Part Time jobs, Full time job at home
Post Scriptum: Last e-mail to: ic5@baincorp.org: "We assume that the last deposit was a reimbursement of your illegal reversal."
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Toll-free: 1-800-321-2752
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BAREditor@dca.ca.gov
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Department of Consumer Affairs
10949 N. Mather Blvd.
Rancho Cordova, CA 95670
Toll-free: 1-800-952-5210 (Consumer Questions) 1-866-799-3811 (Complaint Intake)
-------------------------- PLANTS I LOVECONTACT TO REPORT IN CALIFORNIA:
Search
Follow Us:
YouTube
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1-800-FED-INFO (333-4636)
Services and Information
Government Agencies and Elected Officials
Blog
You Are Here Home > Directory of State and Local Consumer Agencies > State and Local Consumer Agencies in California Download Adobe Reader
State and Local Consumer Agencies in California
Share:
On This Page
State Consumer Protection Offices
County Consumer Protection Offices
City Consumer Protection Offices
State Banking Authorities
State Insurance Regulators
State Securities Administrators
State Utility Commissions
Consumer Protection Offices
City, county, regional, and state consumer offices offer a variety of important services. They might mediate complaints, conduct investigations, prosecute offenders of consumer laws, license and regulate professional service providers, provide educational materials and advocate for consumer rights. To save time, call before sending a written complaint. Ask if the office handles the type of complaint you have and if complaint forms are provided.
State Consumer Protection Offices
California Department of Consumer Affairs
Website:
California Department of Consumer Affairs
Email:
dca@dca.ca.gov
Address: California Department of Consumer Affairs
Consumer Information Division
1625 N. Market Blvd., Suite N 112
Sacramento, CA 95834
Phone Number: 916- 445-1254
Toll-free: 1-800-952-5210
TTY: 916-928-1227; 1-800-326-2297
California Office of the Attorney General
Website:
California Office of the Attorney General
Address: California Office of the Attorney General
Public Inquiry Unit
PO Box 944255
Sacramento, CA 94244-2550
Phone Number: 916-322-3360
Toll-free: 1-800-952-5225 (CA)
TTY: 1-800-735-2929
Contractors State License Board
Website:
Contractors State License Board
Address: Contractors State License Board
9821 Business Park Dr.
Sacramento, CA 95827
Phone Number: 916-255-3900 (Headquarters) 916-255-2924 (Northern CA.) 562-345-7600 (Southern CA.)
Toll-free: 1-800-321-2752
California Bureau of Automotive Repair
Website:
California Bureau of Automotive Repair
Email:
BAREditor@dca.ca.gov
Address: California Bureau of Automotive Repair
Department of Consumer Affairs
10949 N. Mather Blvd.
Rancho Cordova, CA 95670
Toll-free: 1-800-952-5210 (Consumer Questions) 1-866-799-3811 (Complaint Intake)
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