Dr Lazin's Academic Coaching Services: ACADEMIC COACHING - Doctoral PROGRAM IN LOS ANGELES

Pension Fund in the U.S. Credit News Happy Birthday 401(k) On September 2, we celebrated the 40th birthday of the 401(k)! The 401(k) has changed how most Americans plan for and enjoy their retirement. There are many reasons to celebrate this milestone because there are many benefits to a 401(k).   Contributions, whether made by an employer or the employee, are tax deductible. Gains are not taxed either, as long as they remain in the account – and the gains are only taxed upon withdrawal. If you change jobs, 401(k)s are easy to rollover from one account to another – all while avoiding taxation. Saving now for retirement may seem daunting or unnecessary, but it can help you enjoy life after retirement –without having to take on debt for day-to-day living expenses. If you have questions about your current 401(k) or are interested in participating in your organization’s contribution program, talk with your manager or Human Resources contact. Receive you...

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