ID Experts and CSID Terms and Conditions Agreement for Monitoring Services By enrolling and using ID Experts and CSID's services, you acknowledge that you have read, understood, and agree to these terms and conditions. This agreement contains an arbitration clause and a class action waiver. You understand that by clicking on the "I Accept" button below, you are providing "written instructions" to ID Experts and CSID corporation and its employees, agents, subsidiaries, affiliates, contractors, third party data sources and suppliers, and all other credit reporting agencies under the fair credit reporting act (FCRA), as amended, to access your credit files from each national credit reporting agency (including, without limitation, TransUnion, TransUnion Interactive, Experian, Experian consumer direct and Equifax) and to exchange information about you with each such national credit reporting agency in order to verify your identity and to provide the products and/or...