401 K And News About College Kids Now Prime Targets of Identity Theft

Pension Fund in the U.S.

Credit News

Happy Birthday 401(k)

On September 2, we celebrated the 40th birthday of the 401(k)! The 401(k) has changed how most Americans plan for and enjoy their retirement. There are many reasons to celebrate this milestone because there are many benefits to a 401(k).

 
Happy birthday, 401k
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  • Contributions, whether made by an employer or the employee, are tax deductible.
  • Gains are not taxed either, as long as they remain in the account – and the gains are only taxed upon withdrawal.
  • If you change jobs, 401(k)s are easy to rollover from one account to another – all while avoiding taxation.
Saving now for retirement may seem daunting or unnecessary, but it can help you enjoy life after retirement –without having to take on debt for day-to-day living expenses.
If you have questions about your current 401(k) or are interested in participating in your organization’s contribution program, talk with your manager or Human Resources contact.

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Now that you know more about 401(k) retirement plans,
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College Kids Now Prime Targets of Identity Theft:




Identity Theft & Fraud

College Kids Now Prime Targets of Identity Thieves

According to the Federal Trade Commission, people in their twenties make up 20 percent of all identity theft victims. Students are among the nation's most vulnerable to the cybercriminals.

college kids
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Experts believe there are many reasons so many identity theft victims are college students. For one, many college students move once, twice or more each year – leaving behind documents in the trash with personal information that can be stolen. Additionally, college students provide personal information to many different organizations and individuals as they register for activities.
TransUnion suggests college students purchase an inexpensive shredder and shred all documents with personal information – and think twice before sharing personal information with others on campus.

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Now that you know more about college students and identity theft,
get your Credit Report and Score.
Get your Credit Report and Score.
Terms and Conditions apply.
This information is for educational purposes only and does not constitute legal or financial advice. You should always seek the advice of a legal or financial professional before making legal or financial decisions.
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