HOW YOU CAN BE HAPPY IN RETIREMENT | AMAR Friends Foundation

HOW YOU CAN BE HAPPY IN RETIREMENT | AMAR Friends Foundation:

Follow the steps of happy retirees that I uncovered through my 2013 National Money and Happiness Survey.
1. Clear your debts. Make a plan to pay off your mortgage as quickly and realistically as possible. Happy retirees typically have their mortgage paid off well before 65, while unhappy ones don’t.
2. Start saving early (or now). Many unhappy retirees delay saving any money until they hit 55, while some never start. A penny saved today is worth a lot more than a penny saved tomorrow.
3. Spend wisely. Happy retirees don’t necessarily own McMansions, so don’t feel like you need one, and spend a-third of your paycheck on mortgage. Instead, opt for a more reasonably priced home that requires less than 20% of your monthly income.
There are some other traits I find that happy retirees have. They tend to have more social hobbies, such as volunteering. They also have more children. Yes, kids might be expensive, but they keep you active and engaged. Divorcees have a higher propensity to be unhappy retirees. Divorce isn’t only a separation of two people, but also of your savings and income. One fun fact, BMW is the top-driven luxury car of unhappy retirees in my survey.
Take my Money and Happiness Quiz to quickly learn if you are likely to be a happy retiree. Being happy in retirement is not only about money, but you certainly don’t want to spend your golden years worrying about bills. Make a plan and start saving.
"Follow the steps of happy retirees that I uncovered through my 2013 National Money and Happiness Survey.

1. Clear your debts. .Press ThisTwitterFacebookGoogle

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